Emerging Market Opportunities What are your options for investing in emerging markets? Related Content What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. Forecast This short video helps explain why markets can be as unpredictable as the weather. A Cheat Sheet for Sending Your Kid to College Dropping off your child is loaded with emotions; here are a few tips for a smoother experience.